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Platform Features

Enterprise-Grade Tokenization Infrastructure

Built for scale, designed for compliance. Our platform combines multi-token architecture, integrated trading, neo-banking capabilities, and institutional-grade security in one comprehensive solution.

Flexible Token Structures

Support both single-asset tokens and diversified pool tokens, each with independent NAV calculation, trading rules, and distribution parameters.

Single-Asset Tokens

Direct exposure to individual properties, bonds, or commodities with asset-specific yield and pricing.

Multi-Asset Pools

Diversified portfolios across multiple assets with professional rebalancing and consolidated performance.

NAV Management

Daily NAV calculation with component breakdown, audit trails, and maker-checker approval.

Secondary Market Liquidity

Provide investors with multiple exit options through our integrated exchange and OTC facilities.

Order Book Exchange

Continuous price discovery with limit and market orders, configurable trading limits per user.

OTC Block Trades

Negotiated large trades for institutional investors with bilateral settlement and compliance checks.

Market Making

Optional platform liquidity provision to bootstrap markets and maintain tight spreads.

Integrated Fiat Infrastructure

Eliminate friction with built-in multi-currency fiat wallets that connect investment and banking in one seamless experience.

Multi-Currency Wallets

Hold and manage USD, AED, EUR, GBP, CHF with real-time balance updates.

FX Conversion

Instant currency conversion with competitive spreads and full transaction audit trails.

Tiered Limits

Configurable limits by investor tier: Retail, Accredited, Institutional, Custom.

Prepaid Card Programme

Mastercard-powered prepaid cards with real-time just-in-time funding directly from your investment wallet.

Virtual & Physical Cards

Instant virtual card issuance for immediate use, plus physical cards delivered to your door.

Just-in-Time Funding

Cards funded instantly from your wallet at point of sale with sub-second response times.

Real-Time Notifications

Instant push notifications for every transaction, including merchant details and amounts.

Instant Freeze/Unfreeze

Lock your card instantly from the app if lost or stolen, and unlock when found.

Spending Limits

Set daily and monthly limits for total spend, ATM withdrawals, and online purchases.

Auto Top-Up

Never run out of funds with automatic balance replenishment from your wallet.

Savings Pots & Goals

Modern savings tools inspired by leading digital banks. Create separate pots for different goals and watch your savings grow.

Up to 20 Savings Pots

Create separate pots for holidays, emergencies, investments, or any goal you choose.

Visual Goal Tracking

Set savings targets with visual progress bars and get notified when you reach your goals.

Automatic Round-Ups

Round up every card purchase to the nearest 1, 5, or 10 AED and save the difference automatically.

Instant Transfers

Move money between pots and your main wallet instantly, no delays or fees.

Goal Notifications

Receive notifications when you reach milestones and when your savings goals are achieved.

Transaction History

Full history of all pot deposits, withdrawals, and round-ups with downloadable statements.

Smart Money Management

Automate your finances with intelligent tools that help you save more and spend smarter.

Salary Sorter

Automatically distribute incoming salary to savings pots based on your custom rules.

Spending Analytics

See where your money goes with automatic categorization by merchant type.

Spending Trends

Compare your spending week-over-week and month-over-month with visual charts.

Category Breakdown

View spending by category: groceries, dining, transport, entertainment, and more.

Weekly Insights

Receive weekly spending summaries with insights on your financial habits.

Rule-Based Allocation

Create rules to automatically move money when certain conditions are met.

Card Controls & Security

Take full control of your spending with granular card controls and industry-leading security features.

Gambling Block

Block gambling transactions with a 7-day cooldown period for added protection.

ATM Controls

Set ATM withdrawal limits or disable ATM access entirely from the app.

Online Toggle

Enable or disable online and e-commerce transactions with a single tap.

Contactless Toggle

Control contactless payments separately from chip and PIN transactions.

Fraud Protection

Real-time fraud detection with instant alerts for suspicious activity.

PCI-DSS Compliant

Enterprise-grade security with encrypted card data and secure PAN reveal.

Referral Programme

Grow with us. Invite friends to join the platform and earn rewards when they become active investors.

Unique Referral Codes

Share your personal referral code via email, social media, or direct link.

Tiered Rewards

Earn increasing rewards as you refer more friends to the platform.

Real-Time Tracking

Track your referrals in real-time and see when friends complete onboarding.

Automatic Payouts

Rewards credited directly to your wallet when referrals qualify.

Referral Dashboard

View your referral history, pending invites, and total rewards earned.

Easy Sharing

One-click sharing to WhatsApp, Email, LinkedIn, and other platforms.

Controlled Capital Flows

Manage investor entry and exit with configurable workflows and liquidity protection.

Subscription Processing

Automated subscription workflow with KYC verification, accreditation checks, and token minting.

Redemption with Notice

Configurable notice periods (7-90 days) with queue management and settlement at NAV.

Liquidity Gates

Protect pool liquidity with configurable gates and pro-rata allocation during stress.

Automated Income Management

Streamline yield distribution with automated calculation and direct wallet credits.

Period Management

Configure monthly, quarterly, or custom distribution periods per token.

Pro-Rata Calculation

Automatic calculation based on token holdings at record date.

Auto-Credit to Wallet

Yields credited directly to investor fiat wallets with full audit trail.

Technology Stack

Built on proven enterprise technologies with modern architecture.

Blockchain
Solana (SPL Token-2022) with Transfer Hooks for compliance
Backend
Java 17 Spring Boot microservices (28 services)
Frontend
React TypeScript with Tailwind CSS (3 portals)
Database
PostgreSQL 15 with 25 schemas (190+ tables), Redis caching
Card Processing
Mastercard-certified with JIT funding and real-time notifications
Infrastructure
AWS (ECR, CodeBuild, EC2), Docker, Kubernetes

See the Platform in Action

Ready to explore how our platform can power your tokenization business? Request a technical demonstration.

Request Technical Demo