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Use Case

Launch a Digital Bank in Months, Not Years

Deploy a complete neobanking platform with multi-currency accounts, payments, FX services, savings features, and customer support. Our modular architecture lets you launch fast and scale with your customer base.

Everything Your Customers Expect

Six purpose-built banking modules that work together or independently

Multi-Currency Accounts

Full IBAN accounts in AED, USD, EUR, GBP and more. Integrated with Banking Circle for BaaS (Banking-as-a-Service) infrastructure.

Payments & Transfers

Domestic and international payments with SWIFT, SEPA, and local payment rails. Beneficiary management, standing orders, and payment scheduling.

FX Services

Real-time exchange rates with competitive spreads. Instant currency conversion between wallet balances with full transaction history.

Savings Pots

Let customers create up to 20 savings pots with custom names, goals, and target amounts. Visual progress tracking motivates saving.

Round-Ups

Automatically round up card transactions to the nearest 1, 5, or 10 AED. Micro-savings that add up without customers noticing.

Salary Sorter

Customers define rules to automatically distribute incoming salary across savings pots, bills, and spending accounts.

From Integration to Launch

Five steps from initial setup to a fully operational digital bank

1

Connect BaaS

Integrate with Banking Circle or your banking partner for account provisioning and payment rails.

2

Configure Products

Set up account types, currencies, fee structures, and tier-based limits for your customer segments.

3

Onboard Customers

KYC/AML verification with SumSub. Tiered onboarding for Retail and High-Net-Worth customers.

4

Deploy Portal

White-label Investor Portal with your branding. Full account management, payments, and savings features.

5

Scale & Support

Built-in support ticketing with SLA tracking. Customer tier management and automated statement generation.

Beyond Core Banking

Built-in tools that complete the digital banking experience

Customer Tiers

Retail and HNW tier definitions with custom limits, benefits, and upgrade pathways. Automated tier assessment.

Statement Generation

Monthly and on-demand statements in PDF format. Configurable templates with automated email delivery.

Support Ticketing

Integrated customer support with ticket lifecycle, SLA tracking, breach detection, and admin assignment.

Referral Programme

Built-in customer acquisition tools. Unique referral codes, invite tracking, and configurable reward structures.

Ready to Launch Your Digital Bank?

See the complete neobanking platform in action with a guided demo of our sandbox environment.